Gather for Finance

Start lending on a Golden Record, not just a guess.

Auto-lending fraud reached an estimated $9.2B in 2025. Gather moves verification upstream of the loan: identity, license, insurance, and OFAC confirmed before the application reaches you — so you fund the person in front of the F&I desk, not a synthetic file.
Gather Guarantee

Guaranteed safe, with our Golden Record.

get accurate correct, and validated records 100% of the time, or we pay up to $1M in damages*

Gather for you

What Gather does for Carriers.

The Golden Record for underwriting

Identity, license, and insurance confirmed before the deal moves, a complete, verified applicant record instead of self-reported fields.

Synthetic identity, stopped upstream

44% of dealers report navigating synthetic identity attempts. Gather catches them at the showroom checkpoint, before they hit your book.

Audit evidence, already filed

Every verification is timestamped, OFAC-screened, and attached to the deal. When a regulator or investor asks, the evidence is produced, not reconstructed.

 

Insurance verified before funding

Active coverage is confirmed, or bound on demand, before the vehicle moves, closing a classic condition-of-funding gap.

Cleaner deal jackets, faster funding

Synthetic identities and fake coverage get stopped at a single checkpoint,  before they become claims.